Siste episoder av Behind the Scams podcast

1. EP 31: H2-Oh No! Inside the $200 Million Water Station Scam Part I20.08.2025 (00:53:10)

   What if you could invest in a simple water vending machine for $8,500 and watch the profits roll in every month? That’s the enticing promise made by Ryan Wear through his company, Water Station Management LLC. But behind this façade lies one of the boldest frauds in recent memory. In our investigation, we reveal how Wear constructed a Ponzi scheme with phantom machines and inflated revenue reports, leaving countless investors, including military veterans, devastated. Join us as we uncover the shocking truth behind the $200 million water station scam in this gripping two-part series. Chapters (00:00:00) - Inside The $200 Million Water Station Scam(00:01:40) - Water Station Management Scam: $200 Million in Fraud(00:08:19) - Ryan Ware's Ponzi Scheme(00:13:43) - Ryan Ware's Next Move: A Bond Offerment(00:18:54) - Ryan Ware's elaborate Ponzi Scheme(00:24:57) - Ryan Ware on His Role in Water Station Fraud(00:27:35) - Jordan Chirico: The Real Story Behind Water Station(00:29:19) - Jordan Chirico's Connection to the Water Stake Fraud(00:32:02) - Jordan Chirico's Interference with Water Station(00:34:37) - Leucadia Asset Management Employee Conflicts of Interest(00:38:25) - Jordan Chirico Exploited His Personal Interest in Water Station(00:43:34) - Jordan Chirico Forced His Fund to Invest in Water Station(00:50:39) - Jordan Chirico's Plan to Sell His Own Water Machine(00:52:08) - Part 2: The Conflicts of Interest of Ryan Ware

2. EP: 30 Inside the Dark World of Scam Farms: Human Trafficking Meets Global Fraud10.08.2025 (01:05:37)

   Step into the chilling world of scam farms, where human trafficking and global fraud intertwine. In this eye-opening episode of *Behind the Scams*, hosts Nick and Sue unveil the dark realities faced by victims lured by false job offers and trapped in guarded compounds. Discover the alarming tactics used by scammers, from romance scams to high-pressure investment pitches, and learn how to protect yourself. This episode not only sheds light on the challenges of shutting down these operations but also empowers you to take action against this growing menace. Don’t miss this crucial conversation—your awareness could make a difference! Chapters (00:00:00) - Behind the Scams(00:00:44) - Scam farms are linked to human trafficking(00:08:56) - The Rohingya War's Human Cost(00:09:58) - How Fake Job Admins Get Jobs(00:11:05) - How to Get Out of Forced Labor(00:14:53) - Trafficked Scam Victims: What's It Like Working For(00:19:37) - How Human Trafficking Is Generating $7 Billion(00:23:53) - Crypto Scam Hubs: The Global Financial Toll(00:27:36) - Why Can't They Stop These Scams?(00:33:13) - What's the Reality for Trafficked Women?(00:37:52) - Scammer vs Trafficked Person: Dual Victimhood(00:43:24) - Five Red Flags for Job Scammering(00:49:56) - 7 Red Flags That Scammers Are Using Crypto Scams(00:55:25) - Five Tips for Fighting Scam Trafficking(00:57:26) - What else can we do to prevent human trafficking?(01:00:48) - Behind The Scams: The World of Scams(01:04:48) - Fighting Human Trafficking Scams

3. EP: 29 Virtual Kidnapping: How AI Has Turned an Old Scam into a High-Tech Nightmare28.07.2025 (00:45:02)

   Virtual kidnappings have evolved from crude phone scams to chilling high-tech nightmares, thanks to the rise of artificial intelligence. Imagine receiving a call that sounds exactly like your child, pleading for help—your heart races, and your rational mind fades away. In Episode 29 of "Behind the Scams," Nick and Sue delve into the terrifying world of AI-driven scams, sharing Amanda's harrowing story and revealing how scammers exploit our deepest fears. Learn how these sophisticated tactics work and discover essential strategies to protect yourself and your loved ones from becoming victims of this modern menace. Chapters (00:00:00) - Behind the Scams(00:00:55) - Behind The Scams(00:02:29) - Vinodian Kidnapping Scam(00:05:38) - Scammer Uses AI to Get Money From Parents(00:11:52) - How Scammers Are Getting Better at Stealing Money From People(00:12:19) - Virtual Kidnappings: How They Work(00:19:02) - How AI Is Taking Scammers to the Next Level(00:26:39) - How to Spot Fake Voices Used by Scammers(00:34:56) - How to Spot Voice Scammer Scams(00:41:48) - Virtual Kidnapping: How to Protect Yourself(00:43:07) - Behind The Scams

4. Ep 28: The Keanu Reeves Scam Epidemic: Romance, Fraud, and Human Trafficking17.07.2025 (01:07:20)

   Keanu Reeves Celebrity Impersonation Scam Welcome back to Behind the Scams, presented by Stamp Out Scams. In this episode, Nick and Sue Henley take listeners deep into a crisis affecting thousands worldwide: celebrity impersonation scams. What starts as a story about fake Keanu Reeves accounts unfolds into a much larger tale of emotional manipulation, industrial-scale scam operations, and real victims losing their life savings. The Real Story of Margaret: A $100,000 Bitcoin Scam The episode covering the Keanu Reeves celebrity impersonation scam begins with Margaret, a 73-year-old woman from the rural South who lost approximately $100,000 in Bitcoin. Margaret was convinced she was helping actor Kevin Costner finance a new production company. Weekly Bitcoin deposits, constant messaging, and the promise of working together kept her emotionally invested for months. Her vulnerability wasn’t about naivety; it was rooted in loneliness, restlessness, and a desire for validation. Margaret’s belief was so strong she packed suitcases weeks in advance for a meeting that would never happen. The emotional manipulation was described as cult-like. Inside the Psychology of Celebrity Impersonation Scams Nick and Sue explore how these scams tap into fundamental human needs. Victims like Margaret aren’t just sending money; they are building an emotional dependency with a persona crafted to exploit their specific desires and vulnerabilities. The scammers use highly convincing photos, voice memos, and even fake IDs to maintain the illusion. According to experts cited in the episode, these scams specifically target demographics such as women over 60, who often report an average loss of $83,000 per person. The emotional and financial toll is staggering. Going Undercover: The Journalist’s Experiment The story takes a deeper turn when a journalist from The Hollywood Reporter decides to go undercover. She creates a fake profile named Linda, complete with an AI-aged photo and a backstory that included a deceased husband and a scruffy terrier. Within 90 minutes, she was contacted by a fake Keanu Reeves. Over six weeks, she received messages from multiple fake Keanus, Kevin Costners, and even Jonathan Roumie. Her experiment confirms that scammers have developed precise targeting strategies, focusing on women over 50 and using male celebrity personas that evoke trust and admiration. Beyond Romance: Investment Scams and Political Manipulation Nick and Sue emphasize that celebrity impersonation scams, like the Keanu Reeves celebrity impersonation scam, extends far beyond romance. Scammers now use celebrity likenesses to promote fake investment opportunities, endorse non-existent products, and even spread political misinformation. The tools are increasingly sophisticated, leveraging deepfakes, cryptocurrency for untraceable payments, and private messaging platforms that shield scammers from detection. Hollywood’s Fight Back: The No Fakes Act To combat this epidemic, Hollywood stars are banding together to support the No Fakes Act, a piece of legislation aimed at protecting artists’ voices, likenesses, and images from unauthorized AI-generated deepfakes. Over 400 performers, including Scarlett Johansson and SAG-AFTRA president Fran Drescher, have backed the bill. Supervisory special agents from the FBI’s economic crimes unit emphasize the difficulty law enforcement faces when public images can be so easily manipulated. The Keanu Factor: Why Keanu Reeves is the M... Chapters (00:00:00) - Behind the Scams(00:01:06) - Behind the Scams(00:01:41) - The Irreparable Impersonation Scam(00:03:45) - Kevin Costner Scammer Loses $100,000 in(00:11:05) - The Kevin Costner Scammer's Story(00:17:11) - How Do Scammers Get Such a Powerful Hold Over People?(00:24:29) - Are Stars Taking a Stand Against Deepfakes?(00:26:37) - The Secret to Celebrity Romance Scams(00:31:37) - Celebrity Dating Scammer Targets Older Women(00:38:54) - Keanu Reeves Is The Most Impersonated Celebrity on the Internet(00:42:36) - Keanu Reeves Admits His Image Is Being Used to Defraud(00:43:26) - Keanu Reeves's AI Company Shut Down Impersonators(00:48:21) - Keanu Reeves Scam Farms(00:51:54) - Stepping Up to Stop Facial Scams(00:59:19) - The Scammer Who Lost $100,000 to the Fake(01:05:35) - Behind the Scams: Celebrity Impersonation Scams

5. EP 27: Love, Bitcoin, and Lies: The Nigerian Romance Scam Indictment08.07.2025 (01:05:13)

   The Romance Scam That Crossed Borders and Broke Hearts In this episode of Behind the Scams, hosts Nick and Sue Henley unravel one of the most intricate federal indictments in recent romance scam history — the U.S. government’s case against Nigerian national Charles Uchenna Nwadavid. Charged with mail fraud and money laundering in the District of Massachusetts, Nwadavid’s scheme weaponized love, trust, and cryptocurrency in a calculated campaign that exploited multiple victims over three years. The story isn’t just about romance and deception — it’s about how emotionally and financially devastating these scams can become, especially when victims are manipulated into unknowingly participating in criminal financial activity themselves. Victims Turned Money Mules: The Double Exploitation in this Nigerian Romance Scam Indictment At the heart of this case is “Victim 1,” a woman who believed she was in a long-distance relationship with a man named “Williams Moore.” Instead, she became both emotionally drained and financially exploited, eventually handling and transferring more than $2.5 million in scam proceeds — much of it in Bitcoin. What she didn’t realize? That money came from other romance scam victims like her. The indictment shows how Victim 1 was manipulated into becoming an unknowing “money mule,” a tragic figure used to help launder stolen funds from at least five other victims, each conned with different aliases, stories, and emotional hooks. Cryptocurrency & Obfuscation: A Modern Twist Nwadavid’s alleged use of cryptocurrency exchanges like Bitcoin of America and peer-to-peer platforms such as LocalBitcoins made it difficult for investigators to trace funds. Yet, a digital trail eventually emerged — one that linked access to scam-related accounts with IP addresses and even email addresses used on U.S. visa applications. Nick, drawing on his 25-year background in federal law enforcement, provides crucial insight into how crypto complicates investigations, and why these tools are now at the center of financial fraud worldwide. Psychology of a Scam: Love Bombing, Isolation, and Future Faking Sue and Nick break down the psychological tactics behind romance scams, from love bombing and emotional dependency to “future faking” and strategic isolation. Victims were made to feel essential, wanted, and central to a future life with their scammer — all while being exploited to fund that illusion. Whether it was oil rig injuries, overseas inheritances, or fake hospital bills, the lies followed a pattern — urgent, emotional, and strategic. Who Are the Victims? A Nationwide Web of Deceit Victims in this case came from all over the United States: Massachusetts, New Jersey, Florida, and Kansas. Each believed they were in a committed relationship. Each transferred hundreds of thousands of dollars. And each was unknowingly connected to the same international scam operation, allegedly orchestrated by Nwadavid and others. Their stories are harrowing, not just for the financial loss, but for the emotional manipulation they endured. From Victim 2, who lost... Chapters (00:00:00) - Behind the Scams: International Romance Scammer Indicted(00:01:24) - Behind the Scams(00:01:56) - Federal Scammer Arrested for Romance Scams(00:05:06) - These Fraudsters Used Money Mules to Commit Criminal Activity(00:06:21) - How Cryptocurrency Helped Prosecutors Catch Scammer(00:15:25) - The Scammers Using Digital Manipulation(00:18:43) - The Scammer Behind 900,000 Money(00:21:03) - The Scammer's Irrational Love Bomb(00:29:42) - Scammer Convicted of Scamming Hundreds of People(00:30:28) - Charles Uchenin Wadavid's Arrest in the US(00:39:49) - The Court's Decision on Detention for Right Romance Fraud Case(00:47:57) - The Nwatovid Court Case(00:54:36) - How to Strictly Detain Someone(00:58:37) - No Contact Orders for Felon(01:00:16) - Punishment and pretrial release in international fraud cases(01:03:08) - Behind The Scams: Charles Uchena Nwadavid

6. ️ EP 26: Behind the Scams: The $15 Million Sweepstakes Scam You Never Saw Coming03.07.2025 (01:04:34)

   Episode Overview: The Shocking Case of Barbara Trickle and the Sweepstakes Fraud Conspiracy In this compelling episode of Behind the Scams, Nick and Sue Henley pull back the curtain on one of the most jaw-dropping elder fraud schemes ever prosecuted. At the center of the case is Barbara Trickle, an 80-year-old woman from Las Vegas who pleaded guilty to conspiracy to commit mail and wire fraud. Her role? Operating a printing and mailing business that was responsible for producing and distributing millions of fake prize notices. These weren’t just spam letters—these were highly deceptive, personalized scams that tricked victims into believing they had won life-changing amounts of money. Victims were told they had already won prizes like $749,251 or even $1.5 million, and all they had to do was send in a small “processing fee” of $20 to $50. Thousands of victims, primarily seniors, fell for the scam. And over time, that small fee added up to a staggering $15 million in stolen funds. Inside the Scam: How They Manipulated and Exploited Victims Barbara Trickle didn’t act alone. She conspired with Kimberly Stamps and John Kyle Muller, who played critical roles in running and refining the operation. Stamps, based in Arizona, managed the mailing lists, coordinated logistics, and processed victim payments. Muller, from Colorado, was the scam’s editor-in-chief—reviewing and perfecting the fraudulent mail content to make it as convincing as possible. The scheme ran from 2012 to 2018 and relied on psychological manipulation. The scammers made their letters look official, using seals, stamps, and fake agency names like “Office of the Registrar Funding Division.” Personalized victim names, unique ID numbers, and a barrage of follow-up letters kept victims hooked. If someone responded once, they were flagged as a repeat target and added to a secret victim database managed by Trickle’s business. The mailings implied that recipients were confirmed winners of massive cash prizes and simply needed to send a small fee to claim their reward. Victims sent checks and cash to post office boxes rented by the scammers. What did they receive? At best, a trinket of negligible value or a “report” containing public sweepstakes information. Most received absolutely nothing of value. Why This Case Matters: Real Lessons from a Real Indictment for Sweepstakes Fraud Nick emphasizes the importance of reading actual indictments to understand how these crimes are committed. That’s why Stamp Out Scams includes the full federal indictment for this case on the episode page at stampoutscams.org. These documents show in detail how scams are structured—from the flow of money to the deceptive language used. Posting these indictments serves two critical purposes: first, it educates the public about scam tactics so they can spot similar schemes; second, it empowers victims and families to better understand what happened and how justice is being pursued. Due to limitations on podcast platforms like Apple and Spotify, the PDF can... Chapters (00:00:00) - Behind the Scams: The Elder Fraud Case(00:00:47) - Major Elder Fraud Scammer Pleads Guilty(00:03:50) - Nevada Scammer Convicted of Prize Notice Fraud(00:09:57) - Co-conspirators in the Mass Mailing Prize Notice Scheme(00:16:27) - How To Fall for a Sweepstakes Scam(00:23:58) - Phishing Scammer Caught in Six Year Scheme(00:28:27) - How Did They Get Money From Scam Victims?(00:31:37) - The Use of a Victim Database in the(00:34:19) - Barbara Trickle Pleads Guilty to Conspiracy to Commit Mail and Wire(00:38:00) - Justice Department, Postal Inspection Service Arrests Fraudster(00:41:47) - How Do Scammers Get You to Fall for Their Scams?(00:46:17) - Phishing scams that ask for large cash prizes(00:47:25) - Why Are Older Adults Targeted in Scam?(00:49:37) - How to Avoid Prize Notification & Sweepstakes Scams(00:55:43) - The National Elder Fraud Hotline(00:57:22) - Federal and state resources to protect seniors from financial fraud(01:03:42) - Behind the Scams: The Scammer's Plan

7. EP 25: Houston Love Scam Ring Busted: $3M Stolen from Lonely Seniors!28.06.2025 (01:14:23)

   In this explosive episode of Behind the Scams, hosts Nick and Sue Henley unravel a heartbreaking and jaw-dropping federal case involving a Houston couple who defrauded elderly victims out of millions through romance scams. Drawing from Nick’s former law enforcement experience and insights into federal indictments, this episode walks you through the scams, the tactics, and the justice system’s response. Akporugo and Sood’s indictment isn’t just another scam story—it’s a shocking revelation of how far scammers will go, and a call to action for listeners everywhere. The Love Scam Ring Playbook: Fake Love, Real Money From fake oil rig engineers to “grieving fathers,” this couple used a disturbing range of emotionally manipulative personas to steal money and trust. Victims were promised love, family, and companionship—what they got was lies, financial ruin, and heartbreak. They used dating apps, Facebook, shell companies, and even in-person meetings to make their stories convincing. At the core of it all? Greed—and a calculated, evolving fraud operation that spanned nearly a decade. Meet the Victims: Real People, Real Losses • Victim U.P. – Defrauded Over $1 Million Met “Abelard Wolf” on Match.com, later manipulated by “Patrick Morten” and others. Gave away cash, gold, credit card access, and was even driven to banks by the fraudsters. • Victim L.P. – Montana Widow Sent $85,000 Scammed by “Barry Hunt.” Sent a cashier’s check directly to a fake company registered to the scammers’ home. • Victim R.K. – Lost $400,000 in a Fake Oil Rig Investment Tricked into sending funds to “Beauteous Body LLC,” a shell company owned by Sood. • Victim J.L. – Lost Over $900,000 Wired money directly to Akporugo’s personal accounts, showing the brazen nature of the fraud. The Charges: Legal Consequences for the Fraudsters The U.S. Department of Justice charged Akporugo and Sood with: Conspiracy to Commit Wire and Mail Fraud Multiple Counts of Wire Fraud Aggravated Identity Theft Fraud in Connection with Access Devices Additionally, prosecutors filed a Notice of Criminal Forfeiture to recover any assets obtained through the scams. This opens the door for victim restitution, though that process is slow and complex. Red Flags You Should Know If any of these sound familiar, you may be speaking to a scammer: Claims to work on an oil rig or in a remote location Excuses for why they can’t meet in person or video chat Sudden emotional declarations early in the relationship Urgent requests for money—especially via wire, checks, or gift cards Promises of reimbursement or future wealth Isolation tactics (“Don’t tell your family—they won’t understand us”) ... Chapters (00:00:00) - Behind the Scams(00:01:03) - Five People Arrested in Romance Scam Fraud Case(00:04:28) - Massive Fraud Ring Convicted in Romance Scam(00:06:39) - The Heartbreaking Story of a 75 Year Old Widow Scammer(00:07:27) - Romance Scammer Gets $644,000(00:11:42) - The Palm Beach Scam(00:16:34) - Scammer Gets Direct Financial Benefits from Victim Up(00:19:10) - Akbarugo and Sud: Taking Gold Coins and Money From(00:22:46) - Scammer Uses a Shell Company to Get Money From Victims(00:30:16) - Scammer Uses a Shell Company to Launder Money(00:37:39) - Malicious Scammer: Victim RK Again Stumped(00:42:17) - Another Social Media Scammer Uses the Same Tactics(00:43:38) - Scammers Convicted of Sending $910,900 to(00:47:28) - The Criminal Case Against Darlington Akporugo and Jasmine(00:55:17) - Federal Wire Fraud Charges Against Akperugo, Jasmine Sud(00:56:32) - Akporugo and Sud Charged with Identity Theft(01:01:35) - Why Are Romance Scams So Effective?(01:04:55) - Signs That Money Scammer Is In the Trap(01:07:16) - Behind The Scams: How to Catch a Scammer(01:13:03) - Behind The Scams: The Fake Money Scams

8. EP 24: Lost Pet Scam, Lost Trust: How Scammers Exploit Our Deepest Bonds26.06.2025 (00:44:47)

   A Heartbreaking Tale of Love, Loss, and Deception: Lost Pet Scams When Chloe’s beloved family cat Percy went missing, the anxiety alone was almost unbearable. But what followed was even worse — a scam so cruel and calculated, it left emotional and financial scars. In this eye-opening episode of Behind the Scams, Nick and Sue uncover one of the most emotionally manipulative cons out there: The Lost Pet Scam. The Emotional Manipulation at the Heart of the Lost Pet Scam Lost pet scams are more than just financial frauds. They target people at their most vulnerable — pet owners terrified for the safety of their missing animals. Scammers lurk on social media and community boards, monitoring posts about missing pets. Once they find a grieving owner, they pounce, often posing as a vet clinic, animal shelter, or even a Good Samaritan who “found” the pet. The urgency they create is intentional. They’ll claim the pet has been injured, needs emergency surgery, or is being held at a shelter that requires immediate payment. Their goal? Get money fast — usually through hard-to-trace methods like gift cards, wire transfers, or peer-to-peer apps. Percy’s Story: A Perfect Storm of Vulnerability Chloe’s mom was experiencing a medical emergency. In the chaos, Percy, the family cat, slipped out unnoticed. Days passed, flyers were posted, social media posts were shared — but no Percy. Then, a “miracle” call came in. Someone claiming to be from the Tampa Bay Humane Society said they had Percy. He’d been hit by a car and needed emergency surgery — to the tune of $2,000. Without hesitation, they paid. But Percy was never there. The number was fake. The story was a lie. And Percy? Still missing. Why This Scam Hits Harder Than Most Unlike traditional financial scams, this one deals in more than dollars. It deals in hope, love, and trust. When scammers insert themselves into the already traumatic situation of a missing pet, they rob victims not just of money — but of peace, hope, and closure. As a former federal agent and licensed private investigator, Nick Henley has seen many scams. But he says the ones that target emotional pain, like lost pet scams, are some of the most devastating. The Red Flags Every Pet Owner Should Know Recognizing the signs of a scam can save you heartbreak and financial loss. Here’s what to watch for: Unusual payment methods like gift cards, Venmo, or wire transfers Extreme urgency, such as “pay in the next 10 minutes or your pet dies” Impersonation of legitimate organizations — always verify independently Refusal to provide a current photo or video of the pet Claims that the animal cannot be visited before payment Prevention: Protecting Pets Before They Go Missing Being proactive is your best defense. Here are practical steps to take before tragedy strikes: Microchip your pet and keep your contact info updated Use GPS trackers or AirTags hidden in pet collars Have recent, clear photos of your pet from different angles Secure gates, fences, and doors to prevent escapes Limit personal information on lost pet flyers or social posts When your pet goes missing, report directly to verified shelters or humane societies using contact info from official we... Chapters (00:00:00) - Behind The Scams: Stolen Pet Scam(00:01:03) - The Lost Pet Scam(00:06:46) - Pet Scammer Targets Emotional Woman(00:12:07) - Scammer Uses Pet Situation to Get Money(00:16:09) - How Do Pet Scammers Get Your Money?(00:20:44) - How Pet Sitters Are Placed in Fear(00:22:50) - Signs That a Scam Is Real(00:25:28) - Three Pet Scam Red Flags(00:29:44) - How to Find Your Pet If He's Missing(00:37:02) - Scammer: What to Do Immediately?(00:39:00) - Lost Pet Scam(00:43:53) - Behind the Scams: Pet Scams

9. EP 23: Crypto Scam Kingpins: The $245M Scam That Shocked America!24.06.2025 (00:59:54)

   Crypto Scam: Episode Overview In one of our most jaw-dropping episodes to date, Behind the Scams pulls back the curtain on a newly unsealed federal indictment that reveals a sprawling, highly organized cryptocurrency fraud operation. This is not your average crypto scam — it’s a full-blown cybercrime syndicate that used high-level social engineering, psychological manipulation, and tech-savvy laundering strategies to steal more than $245 million in digital currency from unsuspecting victims across the United States. Nick and Sue walk you through this complex case, breaking down how a cast of characters with nicknames like “King Greavys,” “Papa,” “GothFerrari,” and “The Accountant” ran a modern-day digital mafia. Their crimes ranged from email phishing and cold-calling impersonations to physical break-ins and underground cash exchanges. How the Criminal Enterprise Worked Federal prosecutors allege this crew operated under what they called the “Social Engineering Enterprise,” a structured criminal network with clearly defined roles: Database Hackers who stole personal data and login credentials Organizers and Target Identifiers who picked out high-value victims Callers and Impersonators who contacted victims pretending to be from tech support or crypto exchanges Money Launderers who converted stolen virtual currency into real-world luxury assets Residential Burglars who broke into homes to steal hardware wallets This was a tightly organized operation that mirrored a Fortune 500 company in structure—but instead of selling services, they specialized in stealing digital wealth. How They Got the Money and How They Spent It From offshore exchanges to unlicensed crypto-to-cash services, the fraudsters allegedly deployed a wide range of laundering tactics. They converted Bitcoin into Monero to hide transactions, smuggled fiat cash in squishmallow toys, and even used straw owners to hide their luxury cars and homes. And the spending? Outrageous. The indictment outlines a lifestyle that included: $500,000 nights at nightclubs Luxury handbags handed out as party favors Designer clothing, exotic watches, and private jet rentals Multi-million-dollar real estate in Los Angeles, the Hamptons, and Miami All while their victims were left financially and emotionally devastated. Crypto Scam: The Arrests and the Cover-Up When the kingpin, Malone Lam, was finally arrested in September 2024, the operation didn’t immediately crumble. In fact, fellow conspirators attempted to destroy evidence, coordinate legal fees, and even continue running scams while Lam was in jail. Communications continued through jailhouse phone calls, encrypted messaging, and intermediaries still loyal to the cause. ⚖️ The Charges They Face The federal indictment lays out a series of serious charges: RICO Conspiracy (Racketeer Influenced and Corrupt Organizations Act) Conspiracy to Commit Wire Fraud Conspiracy to Launder Monetary Instruments Obstruction of Justice Chapters (00:00:00) - Behind the Scams: Crypto Crime Lords Inside the $263 Million(00:01:09) - Behind The Scams(00:02:43) - Who Are The Defendants in the Case?(00:04:37) - Felons Arrested in Connection With Money Laundering(00:06:13) - The Indictment: Social Engineering Enterprise(00:10:09) - Cryptocurrency, Virtual Currency, Wallets(00:13:41) - Crypto Money Stealing With 'Seed phrase'(00:14:56) - Bitcoin, Hosted Wallet and Other Cryptocurrencies(00:16:37) - The Role of the Social Engineering Enterprise(00:20:54) - How the SE Enterprise Stole Virtual Currency(00:28:50) - The Crypto Money Laundering Case(00:36:16) - How the SE Enterprise Money Laundering Conspiracy(00:44:44) - The SE Enterprise's Role in the Malone Lamb Case(00:50:23) - The Crypto Scam defendants face federal charges(00:54:51) - Behind The Scams: Cryptocurrency Fraud(00:59:00) - Scam Announcement: Crypto Bros In Miami

10. EP 22: Pink Promises & Pyramid Woes: Monique’s $75K Mary Kay Meltdown20.06.2025 (01:03:59)

    ️ Episode Description The Hook: Dreams, Pizza & Pink Cadillac Promises Monique was fresh out of the Air Force, craving purpose and community when a friend invited her to a Mary Kay “opportunity night,” a typical event in multi-level marketing. Between the free pizza, glossy brochures, and a $99 starter kit that “practically pays for itself,” success seemed inevitable. What she didn’t see were the crushing credit-card balances, mounting inventory, and psychological pressure waiting beneath the pink confetti. In this episode of Behind the Scams, hosts Nick & Sue Henley reveal how a single slice of pepperoni turned into a $75,000 nightmare. Climbing the Success Ladder—Straight Off a Financial Cliff Mary Kay’s internal ranks sparkle with titles like Star Consultant and Red Jacket, but each rung comes with a steeper buy-in. Monique’s first big leap—ordering $2,200 in product—earned her applause but no customers. As she worked toward Sales Director, the goalposts shifted again: maintain $13,500 in quarterly downline orders or lose status. What began as a side hustle morphed into a relentless hamster wheel powered by credit limits and self-purchases influenced by multi-level marketing strategies. Pandemic Promises & Coaching Catastrophes COVID-19 vaporized in-person parties and vendor fairs, yet the inventory quotas never budged. Uplines urged consultants to pour stimulus checks back into stock, framing crisis as “the perfect time to invest in yourself.” Seeking rescue, Monique paid $8,000 for an “elite” coaching package and later forked over $18,000 for a so-called million-dollar blueprint—both rich in affirmations, poor in practical revenue. By the time the lockdowns lifted, her garage overflowed with unsold blush and broken promises, typical pitfalls in multi-level marketing. Expert Breakdown with Nick Henley With 25 years in federal financial-crime investigation, Nick dissects the legal tightrope MLMs walk. He explains how compensation plans favor recruitment over retail sales and how tactics like love bombing, toxic positivity, and sunk-cost bias keep consultants spending long after profits disappear. Nick also flags common red lights—mandatory inventory, shifting qualifications, and income tied to one’s “team” rather than actual customers, which are characteristic of multi-level marketing structures. Helpful Resources Federal Trade Commission’s Guide to Multilevel Marketing – consumer.ftc.gov “Ponzinomics” by Robert FitzPatrick – a definitive exposé on MLM economics Pyramid Scheme Alert – watchdog group offering education and victim support The Cut feature: “How One Woman Lost $75,000 to an MLM” by Bridget Reed Report, Watch, and Support Think you’ve spotted a scam? Report it directly through Stamp Out Scams (SOS): https://stampoutscams.org/links/ Watch more scam-busting content on our YouTube channel, ScamTV: https://www.youtube.com/@scamtv SOS is a registered nonprofit dedicated to consumer protection. If you value our work, please consider a tax-deductible donation: https://stampoutscams.org/donate-now/ Con... Chapters (00:00:00) - How To Catch Mary Kay Scams(00:00:50) - Behind the Scams(00:01:31) - The Scam Story That Hurt My Soul(00:02:13) - How One Woman Lost $75,000 to an MLM(00:03:49) - Mary Kay Beauty Consultant for Military Women(00:08:23) - Mary Kay Cosmetics Cadd(00:14:13) - Scammer Uses MLMs to Get Money(00:15:30) - What's the Big Problem with MLM?(00:17:44) - Mary Kay consultant on the Mary Kay Train(00:22:01) - Mary Kay Saleswoman on How To Sell Her Product(00:24:01) - Mary Kay consultant's battle to get to Red Jacket(00:28:04) - Mary Kay Princess Court of Sales(00:32:36) - Mary Kay's 'Hamster Wheel'(00:37:36) - Mary Kay Sales Director's Secret to Not Quitting(00:42:03) - Mary Kay consultant quits(00:46:30) - Mary Kay Beauty Consultant Jessica Coach Exploited Money(00:52:41) - Mary Kay Coaches Scammed Former Clients(00:57:07) - Mary Kay Losses $70,000 in MLM(00:59:41) - The Secret to Placed in a Pyramid Scheme(01:01:45) - Behind The Scams: Multi-Level Marketing Scams(01:02:58) - Behind The Scams: Make-Up Scams

11. EP 21: The Mirage in the Desert – UAE Start-Up Scam Culture Part 204.06.2025 (00:36:06)

    When Startup Hype Hides a Scam: Start Up Scams In Part One of this special two-part series, Behind the Scams explored how a new breed of Ponzi schemes has taken root in the United Arab Emirates, cloaked in the language, branding, and bravado of modern tech startups. We broke down the anatomy of these scams, explained why the UAE is a fertile breeding ground, and exposed how scam operators weaponize startup culture itself — buzzwords, stealth modes, and investor FOMO — to lure in their victims. It’s called start up scams…don’t fall for it! Part Two: Real Victims, Real Cases, and the Human Fallout In Part Two, we go beyond theory and into the real-world devastation these schemes leave behind. Host Nick and co-host Sue share disturbing case studies, including: Phoenix Capital Ventures, a $85 million real estate scam led by a Lamborghini-driving fraudster with fake royal connections. TechVision Innovations, which faked an AI crypto trading platform and used fake dashboards to con $40 million from investors. Oasis Family Investments, a devastating affinity fraud that preyed on Filipino workers in the UAE with promises of generational wealth. A Global Financial Crime Network This episode also unpacks how and why U.S. authorities — including the SEC and FBI — get involved in schemes based thousands of miles away. With U.S. citizens among the victims and American financial systems often being used to route funds, these scams become an international legal battleground. Nick explains how jurisdiction is claimed and what real cooperation between U.S. and UAE law enforcement looks like. Start Up Scams: The Emotional and Financial Toll on Victims From retirees forced back into low-wage work to young professionals left drowning in debt, we hear powerful victim stories that reveal the psychological toll of financial fraud. The shame, the silence, the destroyed relationships — these are scars that last far longer than a wiped-out savings account. What You Can Do to Stay Safe from a Start Up Scam We close the episode with practical advice for spotting the red flags of fraud — from unrealistic returns and high-pressure sales tactics to vague tech claims and offshore payment structures. Whether you’re investing $1,000 or $100,000, these tips could save your future. Looking Ahead The final takeaway? These scams don’t just damage individuals — they erode trust in emerging markets and punish legitimate entrepreneurs. With improved regulations, public awareness, and global enforcement, there’s hope. But until then, investor vigilance remains the first line of defense. Next week on Behind the Scams, we head into even murkier waters with a brand-new episode about crypto romance scams — where dating apps and digital currencies collide in a storm of emotional and financial manipulation. You won’t want to miss it. Helpful Links If you need to report a scam, please visit our “Report A Scam” website page.  On this page, you will find the various agencies you can report scams to with website links.  It is recommended that you also report scams or attempted scams to your local police department.  To identify your state or local reporting agency, visit this excellent Wikipedia guide to determine who and where you should... Chapters (00:00:00) - The Ponzis in the Desert: UAE Startup Scam(00:00:54) - Are Scammers Targeting Retired People?(00:07:58) - Are Investment Scammers Scamming People?(00:09:51) - What Kind of Due Diligence Should Investors Do Before Investing(00:12:23) - Red flags in Tech Investment Scams(00:13:57) - Are there any resources investors can use to spot scams?(00:16:18) - Will Technology Help Regulators Catch Scammers?(00:22:05) - Scammer's Guide to Startup Funding(00:23:55) - These Scams Are Affecting Startup Communities Around the World(00:28:05) - Emerging Markets' Scammering(00:30:31) - Five Things We Learned From The Ponzi Scams(00:31:23) - Are You Vulnerable to Investment Scams?(00:33:39) - Behind The Scam(00:35:27) - Behind the Scams: The Real Scams

12. EP 20: The Mirage in the Desert: Exposing the UAE’s Start-Up Scam Culture Part 128.05.2025 (00:42:59)

    Introduction: Start-Up Scams In this gripping two-part exposé from the Behind the Scams podcast about on-going start-up scams, hosts Nick and Sue take listeners deep into the heart of one of the world’s most deceptive financial frontiers: the United Arab Emirates. Known for its ultramodern cities, luxury lifestyle, and business-friendly climate, the UAE—particularly Dubai and Abu Dhabi—has also become a hotbed for sophisticated scams masquerading as innovation. In Part One of this special series, we uncover how traditional Ponzi schemes are evolving in plain sight, cloaked in the language and appearance of high-tech startups. The Setup: Startup Scam Culture or Sophisticated Scam? From sleek websites filled with buzzwords like “blockchain-powered,” “AI-enhanced,” and “disruptive fintech,” to luxury offices that project legitimacy, these scams are more than just smoke and mirrors. They’re calculated, image-driven machines designed to draw in international investors who are eager to be part of the next unicorn. In this episode, we examine how scam operators create startup facades that are convincing enough to fool professionals, regulators, and venture capitalists alike. Nick and Sue walk us through the elements these scammy ventures use to appear credible—such as paid PR placements, fake TEDx talks, influencer endorsements, and lavish investor events. We discuss how scam founders mimic the style and structure of real startups, often complete with whitepapers, vague technological promises, and even tokenized investment platforms. The result is a full-scale illusion that siphons money from unsuspecting backers while delivering little to no real product or innovation. The UAE Advantage: Why These Scams Thrive There Part One also investigates why the UAE has become such a fertile ground for this new breed of fraud. Lax regulatory oversight, a high density of wealthy expats, a strong “success optics” culture, and a heavy emphasis on private investments have made cities like Dubai and Abu Dhabi prime targets for fraudsters looking to scale their schemes with minimal resistance. While these cities project a futuristic image, behind the scenes there are countless companies operating with little more than buzz, branding, and a burner phone. Global Consequences of Start-Up Scams Though these scams are based in the UAE, their damage is international. Investors from Europe, the United States, Asia, and Africa have been caught in the trap, lured in by flashy pitches and empty guarantees. Many victims lost not only money, but also trust in innovation itself. These scams are not only financial threats—they are reputational ones that risk undermining real startup growth in emerging markets. A Note from the Hosts Nick Henley and Sue bring decades of fraud investigation experience to the mic, exposing the psychology, playbook, and real-world consequences of scams that are polished on the surface but rotten underneath. Their insight, combined with real examples and darkly humorous commentary, makes this episode both eye-opening and accessible for listeners of all experience levels. What to Expect in Part Two Part Two will dive into specific cases—real startup names, the victims who came forward, the money trails, and how international authorities are beginning to catch up. You’ll hear the raw consequences of these so-called “innovative” ventures, and how even seasoned investors were misled by charm, tech lingo, and a convincing pitch deck. If Part One pulled back the curtain, Part Two sets the stage on fire. Final Thoughts... Chapters (00:00:00) - Behind The Scams: The UAE(00:02:18) - Behind the Scams: Ponzi Scams in the UAE(00:04:23) - What Exactly Is a Ponzi Scheme?(00:08:02) - The Secret to Scamming Startups in Dubai(00:13:02) - How Ponzi Scams Mimic Real Tech Startups(00:15:43) - What About the People Running These Scams?(00:16:17) - What Are the Red Flags That Investors Should Watch Out For?(00:17:58) - UAE Ponzi Scammer's(00:23:19) - Scamsters targeting expatriate workers in the UAE(00:26:15) - How is the UAE's regulatory environment influencing scammers?(00:30:19) - Are There Any Regulatory Weaknesses in the UAE?(00:33:12) - US Authorities Investigate UAE Scammer's(00:35:39) - How to Stop Money-Laundering Scammers in the UAE(00:40:05) - The Real Cost of Scamsters(00:41:23) - Behind the Scams: Startup Scams

13. EP 19: They Stole My Land—While I Was Watching Netflix: The Shocking Rise of Property Deed Scam22.05.2025 (01:10:26)

    Introduction: When Your Property Isn’t Really Yours Anymore Welcome to another hard-hitting episode of Behind the Scams, where we expose real-life frauds to help you stay one step ahead of criminals. In today’s episode, Nick and Sue unravel a terrifying new form of identity theft that doesn’t just steal your money—it steals your land. You may think your property is safe just because you pay your taxes on time and have the deed locked away in a drawer. Think again. We’re talking about property deed fraud, a growing nationwide threat that allows scammers to legally “steal” your home, lot, or inherited property right out from under you—without you ever knowing it happened. The True Story That Inspired This Episode Our story begins in Fairfield, Connecticut, with a man named Daniel. He grew up in a quiet neighborhood, playing in the woods of a family-owned parcel of land that he inherited as an adult. Though he moved across the country, Daniel continued paying property taxes and had plans to someday build a peaceful retreat on that plot. But when he returned to town to visit a sick friend, he was shocked to find that the trees had been bulldozed and a luxury home was being built—on his land. He hadn’t sold it. He hadn’t authorized any sale. Yet, the paperwork at the town hall said otherwise. Daniel was the victim of a sophisticated deed fraud scheme. Criminals impersonated him using forged documents, fake IDs, and a counterfeit notary stamp. His signature was forged, a phony sale was filed with the county recorder’s office, and a developer—believing the transaction was legitimate—purchased the property and began construction. By the time Daniel found out, it was nearly too late. How the Scam Works: The Modern Blueprint for Land Theft Nick, a former special agent with the U.S. Treasury and a Certified Fraud Examiner, breaks down the technical anatomy of the scam. These schemes are not one-off cons—they’re methodically planned, often involving teams of criminals who identify vulnerable properties (vacant lots, absentee-owned land, and homes of elderly or deceased individuals). Using publicly available property records, scammers forge deeds, impersonate owners, and submit fraudulent transfers that go unchallenged by local governments who, by law, are not required to verify identity. The fraud is made worse by outdated systems, minimal oversight, and a patchwork of laws across jurisdictions. Once the fake deed is recorded, the scammer becomes the “legal” owner on paper, which allows them to sell or borrow against the property without ever alerting the true owner. A Legal and Emotional Nightmare for the Victim Daniel’s journey through the legal system is a cautionary tale. He spent over $100,000 on legal fees. He had to fly across the country for hearings, fight developers and insurance companies in court, and battle a legal system that assumed the recorded documents were valid. The scam didn’t just drain his finances—it drained his peace of mind. His childhood memories were paved over. The emotional trauma and the psychological toll were immense, and for nearly two years, he was forced to fight to reclaim what had always been his. This episode sheds light on the often-overlooked emotional and psychological devastation caused by these scams. Property is more than a financial asset—it’s a symbol of stability, heritage, and future dreams. When that is stolen, it creates a profound sense of violation that can’t easily be fixed in court. Who Is Most at Risk for Property Deed Scam? Scammers don’t strike randomly. They seek out vulnerable property own... Chapters (00:00:00) - Behind the Scams: Property Deed Fraud(00:01:38) - Behind The Scams(00:04:06) - A Million-Dollar Fraudster Stealing From His Childhood Home(00:08:56) - Property Deed Fraud(00:14:56) - Signs of Property Fraud Are Here(00:21:15) - What Happens When You Find Your Property Has Been Fraudulently(00:24:55) - Will Title Insurance Restore Property Stolen by Scammer?(00:28:58) - Property Deed Fraud: The Original Owner vs. Developer(00:33:57) - How to Catch a Property Scammer(00:36:37) - Property Fraud: How to Prevent it?(00:38:40) - Property Fraud: How Technology Is Helping Scamsters(00:45:00) - How Real Estate Companies Are Preparing to Prevent Deed Fraud(00:47:54) - Do Real Estate Companies Take Deed Fraud seriously?(00:51:47) - The Legal Battle to Restore His Property(00:58:16) - The Psychological Impact of Property Fraud(01:03:31) - Property Frauds: How to Protect Yourself(01:08:37) - Behind the Scams: Property Deed Theft

14. EP 18: PayPal Imposter Scam: How Scammers Targeted a Priest’s Life Savings14.05.2025 (01:06:31)

    PayPal Imposter Scam – A Chilling Tale of Online Deception In this powerful episode of Behind the Scams, Nick and Sue take listeners through the shocking true story of a sophisticated PayPal imposter scam that devastated the life of Father Bob, an 80-something retired priest from Chicago. What started as a simple email notification about a suspicious purchase spiraled into an elaborate fraud scheme designed to steal everything he had worked for over a lifetime. This episode peels back the curtain on how these cybercriminals operate and how even the most careful individuals can become victims. How the PayPal Imposter Scam Began: An Email That Looked Legitimate The fraud began when Father Bob received an email, appearing to be from PayPal, warning him of unauthorized activity on his account. Complete with the official logo and professional formatting, the email provided a customer service phone number for him to contact. Unbeknownst to him, this number led directly to a fraudulent call center run by scammers. Psychological Manipulation: Amygdala Hijacking at Work Once Father Bob made the call, the scammers used psychological tactics to override his better judgment. They relied on fear, urgency, and isolation, a process known as “amygdala hijacking,” to convince him that his accounts were compromised and he needed to act immediately to prevent further loss. Under their guidance, he granted them remote access to his computer, unknowingly giving them the keys to his financial kingdom. Step by Step: The Scammer’s Playbook Nick and Sue dissect each chilling step of the scammers’ strategy in the PayPal Imposter Scam. They impersonated bank officials, convinced Father Bob to move money between accounts to “protect” it, and methodically withdrew funds to avoid bank detection. The use of legitimate software like TeamViewer added a layer of false credibility to their scheme. The criminals orchestrated every move with cold precision to gain total control over Father Bob’s finances. The Aftermath: Devastation and Community Resilience Over the course of several weeks, Father Bob lost his life savings. The scammers moved the stolen funds through a network of money mules and cryptocurrency wallets, making recovery impossible. However, the story took a turn when his parish and local community launched a GoFundMe campaign that raised over $65,000 to help Father Bob rebuild his life. Rather than remain silent, Father Bob chose to share his experience to warn others and prevent further victimization. How You Can Protect Yourself and Your Loved Ones Nick and Sue provide actionable steps for avoiding these types of scams. They stress the importance of verifying calls and emails, never clicking on suspicious links, being wary of high-pressure tactics demanding immediate action, and using strong security measures like two-factor authentication. They also urge families to openly discuss the risks of online scams with elderly relatives, who are often the prime targets. Why This Episode Is a Must-Listen This episode of Behind the Scams is essential listening for anyone who shops online, uses PayPal, or wants to protect themselves and their loved ones from financial fraud. The shocking real-life details, combined with practical prevention tips, make this an episode you cannot afford to miss. Nick and Sue’s breakdown of the scammer’s tactics will leave you informed and empowered. Learn More and Join the Fight Against Scams To learn more about how to protect yourself or to help others avoid falling victim to these cruel scams, visit stampoutscams.org. Our non-profit organization provides valuable resources and education to help stamp out scams across co... Chapters (00:00:00) - Behind The Scams: Priest Stealing Money From Scammers(00:01:16) - Behind the Scams: PayPal Impersonation Scams(00:02:28) - A Retired Priest Stumped by Scammer(00:05:32) - How to Catch a Scammer from PayPal(00:12:13) - How To Catch a Scammer From Duping Money From Bank(00:19:44) - Why Scammers Target the Seniors(00:20:44) - How They Stole Father Bob's Life Savings(00:26:31) - How to Tell Scammer From Real Money(00:28:15) - Five Warning Signs That Fake PayPal Agents Are Scamming You(00:31:57) - Emotional Red Flags(00:33:00) - How to Tell PayPal From Paypal: Legitimate Fraud Department(00:38:59) - A Senior Scammer's Community(00:45:29) - What are the common elements of scams?(00:46:38) - Why Phone Calls Are So Much Safer Than Emails(00:47:38) - Are These Scams More Distinct?(00:49:16) - Are There Specific Demographics That Are More Vulnerable to Scams(00:50:40) - How to Catch a Scammer From Scam(00:54:47) - How to See When Scams Are Real(00:57:07) - Should Scammers Scam You?(00:58:56) - How to Report a Fraudulent Payment(01:02:54) - PayPal Imposter Scammer Targets Father Bob(01:04:40) - Behind The Scams

15. EP 17: Baited by an Inheritance: The Minnesota Man Trapped in a Blind Mule Scam Nightmare!24.04.2025 (01:27:57)

    The Blind Mule Scam! In this powerful episode of the Behind the Scams podcast, we delve into one of the most disturbing modern-day scams—the Blind Mule scam. A seemingly ordinary man from Minnesota ends up in a foreign jail after being duped into thinking he was collecting an inheritance. This episode is a wake-up call for anyone who thinks they’re too smart to fall for a scam. The Tragic Story of Rodney Baldus & a Blind Scam Rodney, a retired truck driver from Minnesota, was misled during a vulnerable time in his life. After losing his wife, he was approached by fraudsters who convinced him that a substantial inheritance was waiting for him in Italy. But first, they said, he needed to travel to Mozambique to sign paperwork. What awaited him instead was arrest and imprisonment after unknowingly being used to transport drugs. Understanding the ‘Blind Mule’ Scam Unlike a typical drug mule, a blind mule has no idea they are being used for illegal activities. The scam preys on the trust and hope of innocent people, turning their lives upside down in the process. This episode breaks down how scammers use psychological manipulation, fake documents, and paid luxury travel to deceive their targets. The Psychological Playbook of Fraudsters Scammers use highly calculated strategies: grief, hope, urgency, and isolation. They build trust over time, crafting believable stories tailored to their victim’s circumstances. For Rodney, it was his wife’s death, the promise of financial security, and professional-looking correspondence that sealed the trap. Global Reach and Legal Nightmares With multi-jurisdictional tactics, these scams become incredibly hard to investigate. Victims like Rodney often face harsh foreign legal systems, language barriers, and a presumption of guilt. U.S. intervention is limited, leaving families with little recourse but media campaigns and private legal aid. Why You Must Listen This episode is more than just a story—it’s a critical lesson in recognizing red flags and protecting yourself and your loved ones. Whether you’ve received a suspicious email or know someone traveling under odd pretenses, this podcast could prevent a life-altering mistake. Listen and Learn Catch this compelling episode now on all major podcast platforms. The stories are real, the stakes are high, and the lessons are essential. Scam Prevention Starts with AwarenessVisit our website, www.stampoutscams.org, regularly for real scam stories, free educational tools, scam news and updated alerts on how to spot and avoid financial fraud and scams. You can listen to our full podcast episodes here and on our YouTube channel, ScamTV.Our full podcast episodes can also be found on: Amazon, Apple Podcasts, CastBox, Deezer, Pandora, Player.fm, PocketCasts, Podchaser, Spotify, YouTube, iHeartRadio Stay connected for more insights into text message phishing, cryptocurrency scams, online dating fraud, and identity theft prevention—all through the lens of real conversations and real victims. For the latest scam-related headlines and investigations, visit our Scam News Page — with a... Chapters (00:00:00) - Behind The Scams(00:02:30) - Behind the Scams(00:03:11) - Scammer Uses Blind Mule to Get Money(00:05:07) - Rodney Baldus Scammer Uses Fake Money to Get Out(00:09:22) - How They Convinced Rodney of a Foreign Inheritance Scam(00:15:17) - What Exactly is a Blind Mule?(00:17:45) - What types of people do these trafficking networks typically target for blind m(00:20:45) - Blind Mules: How many innocent people are in prison today(00:21:40) - Rodney's Desperate Fight for His Diabetes in Mozambique(00:28:55) - How Drug Traffickers Get Their Money Back(00:32:52) - Blind Mule: The Crime of Trafficking(00:35:52) - Red Flags That Could Have Prevented The Italian Inheritance Scam(00:41:45) - Blind Mule Scam(00:46:11) - How Are Scammers Using Social Media to Recruit Victims?(00:47:35) - What Makes a Blind Mule Scam?(00:49:13) - What kind of legal support do American citizens typically receive when they're(00:52:39) - How to Get Your Brother to Stand Trial in the US(00:56:16) - The Psychological Trauma of Drug Crimes(01:02:39) - Blind Mule Scams(01:04:47) - The Scam of Inheritance & Business Opportunities(01:10:03) - Where to Watch Out for Scams(01:12:01) - Resources for Families of Americans Detained Overseas(01:14:44) - Are there any apps or tools people can use to stay safe while(01:15:40) - Rodney Baldas Case: What to Do Next(01:17:16) - Scam Alerts for Unexpected Inheritance and Business Situations(01:24:01) - Behind the Scams(01:25:27) - Behind the Scams

16. EP 16: GoFundMe Scam: The Viral Fundraiser That Fooled the Nation14.04.2025 (01:55:53)

    What Happens When the Perfect Viral Story Isn’t So Perfect? In the world of online fundraising, few stories have captivated the public’s heart like the tale featured in our latest Behind the Scams podcast episode. This is not your typical scam story. It’s one that started as a tearjerker, turned into a viral sensation, and ended with a courtroom showdown that left thousands of donors feeling betrayed. But we won’t give the ending away here—you’ll need to listen for that. Why The GoFundMe Scam Matters Crowdfunding fraud has quietly become one of the fastest-growing categories of online scams. Platforms like GoFundMe, Kickstarter, and Indiegogo give millions of people the ability to raise money for personal causes. But what happens when these stories are based on a lie? What if the heartbreaking tale that inspired you to donate was actually part of a calculated deception? Our newest Behind the Scams episode explores this through the lens of a high-profile case that drew national media attention, celebrity endorsements, and heartfelt public support. It’s a fascinating, infuriating, and cautionary tale you won’t want to miss. From Viral Sensation to Criminal Investigation This episode begins with a seemingly innocent act of kindness and snowballs into a massive fundraising campaign that garners over $400,000 in donations from more than 14,000 people. The campaign dominated news coverage, led to morning show appearances, and even brought tears to viewers across the country. But as public interest grew, so did the scrutiny—and what investigators discovered would shock the nation. Behind the Scams dives deep into how the scam was structured, the psychological triggers used to inspire donations, and the media frenzy that propelled the campaign into the spotlight. It also explores the emotional fallout for donors and how a feel-good story became a cautionary tale of misplaced trust. A Lesson in Manipulation and Modern Charity In today’s digital age, scammers have evolved. No longer are scams just phishing emails or fake IRS calls. They can be slick, emotional narratives with carefully curated photos, viral hashtags, and expertly written backstories. In this episode, you’ll learn how these fraudsters crafted a story so believable it captured the hearts of millions, and how their GoFundMe scam was the perfect vehicle for financial fraud. Listeners will come away with not just the facts of the case, but practical insights into how to spot red flags in future online fundraisers. Our goal isn’t just to entertain—it’s to arm you with knowledge that can prevent you or someone you love from falling into a similar trap. What You’ll Learn (Without Spoilers) How scam artists manipulate media and public emotion to fuel fundraising fraud The role of social proof, timing, and media amplification in legitimizing a lie Why people ignore red flags in the face of a good story How law enforcement uncovered the truth through digital forensics and financial records What platforms like GoFundMe have done since to prevent similar scams More Than Just a Story—A Wake-Up Call This isn’t just a breakdown of what went wrong. It’s a deep-dive into why scams like this work so effectively in today’s hyperconnected world. It’s about human behavior, confirmation bias, and how even the most well-meaning people can be fooled when a story hits all the right emotional notes. For our audience at Stamp Out Scams, this episode is especially important because it shines a spotlight on a newer form of online deception that blends emotional exploitation with technological savvy. A Conversation Between... Chapters (00:00:00) - Behind the Scams: The GoFundMe Story(00:01:53) - Behind The Scams: The GoFundMe Scam That Went(00:06:18) - The Homeless Hero Who Helped a Homeless Woman Get Back on Her(00:12:50) - Back in the Day: Crowdfunding(00:13:20) - The GoFundMe Campaign That Helped a Homeless Veteran Get Back(00:20:41) - The Johnny Bobbit Story Just Captivated America's Heart(00:26:22) - The GoFundMe Story(00:28:41) - Johnny Bobbitt's Fight With Kate and Mark(00:34:36) - Johnny the Good Samaritan's(00:37:16) - Kate and Mark's GoFundMe Scandal(00:44:21) - The Crowdfunding Scam(00:46:47) - The GoFundMe Scam: Everything Was Made Up(00:53:15) - The Fall of the Gas Scam(00:55:44) - The Craziest Scammer You Can Ever See(01:02:27) - The Crowdfunding Scammer's(01:07:16) - The Criminal Proceedings of the Scammer(01:10:02) - Johnny Bobbitt Gets Less Than Mark For Cash Scandal(01:11:33) - Johnny and Mark Get Sentencing For Their Role In The Scheme(01:12:42) - The GoFundMe Scam(01:17:33) - GoFundMe, Other Crowdfunding Platforms Step Up Pol(01:19:48) - GoFundMe: Better Policing After the Bobbitt Case(01:20:43) - Did the GoFundMe Scam affect the industry?(01:22:25) - GoFundMe's Policing After the Bobbitt Scam(01:25:23) - Crowdfunding's Changes for Nonprofits(01:26:21) - How has GoFundMe specifically tried to rebuild its image after being(01:27:25) - The Viral Story Behind the Bobbit Scam(01:30:12) - The 'Give to the Homeless' Campaign(01:32:01) - The Media's Role in the Johnny Cash Scam(01:33:20) - The Heartwarming Charity Scam(01:38:11) - How to Spot Crowdfunding Scams(01:40:33) - How to Spot a Scammer on Crowdfunding(01:48:08) - Johnny Bobbit Case: The Viral Story(01:50:57) - GoFundMe Scam: What's Learned From The(01:52:32) - Behind The Scams: The Crowdfunding Scams(01:54:43) - Behind the Scams: The Viral Campaigns

17. EP15: Escobar Inc. Scam: Pablo Escobar’s Name, A Flamethrower, & Multi-Million Dollar Fraud09.04.2025 (00:30:11)

    A Deep Dive Into the Mind-Bending Scam That Used a Drug Lord’s Legacy to Fuel an International Fraud Operation Behind the Brand: The Wild World of Escobar Inc. In this jaw-dropping episode of Behind the Scams, hosts Nick and Sue expose one of the most audacious scams in recent memory—an international fraud ring that used the name and likeness of the infamous drug lord Pablo Escobar to market fake products like flamethrowers, gold-covered smartphones, and even “physical cryptocurrency.” It’s the kind of case you truly have to hear to believe, with layers of deceit, big money, and global intrigue. The story centers on Olaf Kyros Gustafsson, a Swedish national and self-styled entrepreneur who called himself “Sir Olaf” and, more flamboyantly, “El Silencio.” He wasn’t silent when it came to marketing—but he certainly was when it came to delivering on promises. As CEO of Escobar Inc., Gustafsson claimed to hold the rights to Pablo Escobar’s name and legacy, launching a slick branding campaign that offered extravagant, too-good-to-be-true products at irresistible prices. A Masterclass in Deception Rather than creating legitimate items, Escobar Inc. created elaborate product campaigns based on celebrity impersonation scams, trust-based marketing, and social manipulation. Gustafsson took existing high-end products—like Samsung’s Galaxy Fold phone—and rebranded them as “Escobar Fold” devices. He even wrapped a few actual Samsung phones in gold foil and sent them to YouTube influencers, who unknowingly praised the scam products in glowing video reviews. With influencer credibility secured, Gustafsson launched full product campaigns, offering foldable smartphones at unheard-of prices—$349 instead of the typical $2,000 retail tag. Thousands of eager consumers placed orders, believing they’d found the deal of the century. What they received instead? A cheap certificate claiming “ownership” of the product. No phone. No flamethrower. Just a receipt and a disappearing act. The Power of Influence and Illusion What made this scam so effective was the clever use of malvertising tactics, social proof, and faux legitimacy. Escobar Inc. rode the wave of viral interest using shock value—who wouldn’t pause when offered a flamethrower endorsed by the Escobar name? Or a gold-plated iPhone “previously banned in the U.S.”? Add a few trusted tech reviewers to the mix, and suddenly a scam looks a lot like a startup. Nick and Sue guide listeners through the twisted trail of misinformation, carefully showing how scammers used bold claims and digital sleight of hand to con buyers out of millions of dollars across PayPal, Stripe, Coinbase, and wire transfers. The scam not only preyed on people’s desire for good deals—it weaponized brand loyalty and digital trust to pull off one of the most deceptive online operations ever prosecuted. A Physical Cryptocurrency—Because Why Not? If smartphones and flamethrowers weren’t wild enough, Escobar Inc. introduced “Escobar Cash,” advertised as the world’s first “physical cryptocurrency.” Of course, this product didn’t exist. But with professional-looking websites, slick product pages, and emotionally driven marketing, customers eagerly handed over real money for fake currency in coin form that never shipped. Gustafsson’s team had perfected the scam model: fabricate a trending product, undercut the market price, collect the money, and send a meaningless certificate as proof of delivery. All while basing their business model on Pablo Escobar. Money Laundering in Motion Where did the millions that were generated by stealing the name o... Chapters (00:00:00) - Behind The Scams(00:01:12) - Behind the Scams: Escobar Inc. Fraud Case(00:02:23) - Escobar Inc. Scammer Used Pablo Escobar's Fame(00:09:07) - Bitcoin Fraudster Arrested in US(00:10:23) - What Money Laundering Is (Explained)(00:11:38) - Bizarre Escobar Cash Scam(00:13:31) - Escobar Inc. Scam: The Samsung Fold Phone and More(00:19:17) - How Olaf Gustafsson Got Away With Stealing Millions(00:22:00) - How Cryptocurrency Helped In The Escobar Scam(00:23:02) - Scammer Arrested in US for International Fraud(00:25:13) - Decoding the Escobar, Inc. Scam(00:26:51) - Scammer Targets Consumers With Online Scam(00:28:24) - Behind The Scams

18. EP 14: Romance, Lies & $6 Million Stolen: A Salt Lake City Based Scam Ring Exposed!30.03.2025 (00:28:08)

    Introduction: Romance Scam Ring In this jaw-dropping episode of Behind the Scams, Nick and Sue dive into one of the most devastating romance scam rings ever prosecuted in the U.S.—a case that defrauded elderly victims out of more than $6.4 million. Led by Nelly Idowu, Emmanuel Adesotu, Julius Fredrick, and Nnamdi Chukwu, the scam involved fake personas, social media catfishing, and a maze of shell companies designed to launder money through banks in the U.S., Nigeria, and China. This was an elaborate romance scam ring preying on the most vulnerable. Romance Scam Ring Tactics From fake oil rig workers to fictional military doctors, the scammers used detailed and convincing personas to emotionally manipulate elderly women—many of them widows—into sending hundreds of thousands of dollars. Victims were found on platforms like Facebook, Christian Mingle, OurTime, and even games like Google Games and Words with Friends. Nick and Sue walk you through the real indictment, exposing how the fraudsters moved money, evaded detection, and targeted the most vulnerable among us. Heartbreaking Stories In this episode, you’ll hear heartbreaking stories of victims like P.D., who lost over $360,000, and J.S., who sent nearly $1 million to a scammer posing as an international art dealer. You’ll also learn how fake websites, stolen identities, and doctored images played into the deception. Nick brings his professional expertise as a former federal agent to the table, explaining exactly how the scam worked—and why it went on for so long. But justice did catch up. Sentences have been handed down, including six years for Idowu and millions in restitution ordered by the court. While the victims may never recover emotionally or financially, this case sends a strong message that law enforcement is closing in on international romance fraud rings. If you think scams like this are rare, think again. Behind the Scams exposes the truth behind the headlines—and gives listeners the tools to recognize, report, and resist fraud. Learn how to protect yourself and your loved ones from these emotionally devastating crimes. Subscribe to Behind the Scams on ScamTV and visit www.stampoutscams.org for resources, case breakdowns, and scam prevention tips. Stay sharp—and scam-free. Don’t forget to visit our blog page, where we post regularly about stories from our podcast episodes, scam news, and real-life scam victim experiences. For up-to-date scam-related headlines and trending fraud cases, be sure to visit our dedicated Scam News Page, which features a real-time scam news reel at the top of the page. Stay informed, stay alert, and stay protected.

19. EP 13: Fake Love, Real Loss: The $250K Wedding/Romance Scam in Ukraine!19.03.2025 (00:30:08)

    How a British Humanitarian Became the Victim of a Ukrainian Romance Scam Ring In this powerful episode of Behind the Scams, we unravel the devastating true story of James, a 52-year-old British charity worker who set out to help people in war-torn Ukraine but instead found himself at the center of an international romance scam. What began as an online connection with a woman named Irina turned into an emotional and financial nightmare that cost him more than $250,000. This story highlights the dangers of dating scams, marriage fraud, and emotional manipulation carried out by coordinated scam networks targeting compassionate victims. The Romance Trap: From Translator to False Bride James met Irina through a translator named Julia, who facilitated every conversation and charged him daily fees for her services. Irina presented herself as a displaced woman from Donetsk, seeking love and safety. Over time, she convinced James of her intentions while withholding intimacy and pushing for commitment. These red flags are common in romance fraud cases, especially those involving international dating scams. James believed he was building a future with someone in need—but he was being expertly manipulated. A Fake Wedding and a Real Financial Loss The scam escalated when James was talked into legally marrying Irina’s friend—a Ukrainian wedding planner—under the pretense of securing property. He was told this arrangement would help Irina obtain a home. In truth, the apartment cost far less than he was charged, and the marriage was a sham. During the so-called celebration, James was drugged and hospitalized. This level of deception and abuse is rare, but it demonstrates how far romance scammers will go to maintain control and access to money. No Justice, No Accountability Despite presenting local police with Viber messages, financial records, and legal documents, James found little interest from Ukrainian authorities. Unfortunately, this lack of support is common in international scam cases. Determined to uncover the truth, James hired a private investigator, who used surveillance and tracking to expose the scam ring. While formal justice was never served, the scheme was laid bare—confirming that he was one of many victims targeted through elaborate dating scams. Why Sharing This Story Matters This heartbreaking case is a sobering reminder of how dating scams and marriage fraud can devastate victims emotionally and financially. At Stamp Out Scams, we believe in sharing real scam stories to inform the public, educate potential victims, and expose the tactics used by romance fraudsters around the world. The more people know, the better protected they’ll be from fake relationships and cross-border scams. Listen and Learn More Tune in to this episode of Behind the Scams on ScamTV to hear the full story and expert analysis. Visit www.stampoutscams.org for more podcast episodes, fraud prevention tips, and support for those impacted by romance scams and financial fraud. Don’t forget to visit our blog page, where we post regularly about stories from our podcast episodes, scam news, and real-life scam victim experiences.

20. EP 12: Millennials Are the New Scam Targets! Here’s How They Get Fooled!08.03.2025 (00:18:33)

    A Candid Mother-Daughter Conversation on Digital Fraud and Financial Traps Younger Generations Are Now the Top Scam Targets In this episode of Behind the Scams, host Susan and her daughter Sarah unpack a surprising truth: Millennials and Gen Z are now reporting more scam losses than any other age group. While older adults have long been seen as the most vulnerable, digital natives are being hit hard by online scams. From fake investment offers to Venmo payment fraud, today’s scams are faster, smarter, and specifically engineered for younger audiences. Real Talk: Gen Z Faces Fraud on Every Platform Sarah, a Gen Z volunteer with Stamp Out Scams, shares her personal story of nearly falling for a bank text scam. She explains how scammers mimic fraud alerts from legitimate institutions, pushing young people to act fast without verifying. These phishing scams, along with crypto fraud, fake jobs, and social media influencer cons, are flooding platforms like Instagram, TikTok, LinkedIn, and even dating apps—where trust is easily manipulated and money disappears instantly. The Psychology Behind Why Gen Z and Millennials Get Scammed Why are tech-savvy generations falling for digital scams? Sue and Sarah explore how constant screen time, social pressure, and mobile-first transactions make it easy to miss red flags. Millennials and Gen Z often face financial stress, making them more vulnerable to quick-cash schemes, fake remote jobs, and get-rich-quick crypto scams. Sarah explains that even friends who are “tech smart” get scammed because they assume they’d never fall for it. A Fake Charity, a Parking Lot, and a Venmo Trap Sarah also shares the story of her friend Jenna, who donated to a fake charity in a parking lot using Venmo. The scammer had a convincing sign with a QR code and a story designed to tug at the heart. This example shows how payment app scams and emotional manipulation are a powerful—and dangerous—combination, especially when targeting compassionate young adults. Education, Communication, and Prevention are Key Throughout the conversation, Sue and Sarah emphasize the importance of family communication, early education, and de-stigmatizing scam victimhood. They offer real scam prevention tips—like verifying before sending money, checking nonprofit legitimacy, and reporting fraud to the FTC. By having open, judgment-free discussions, families can help protect younger people from falling victim to online fraud, AI voice scams, fake employers, and other trending threats. Scam Prevention Starts with Awareness Visit www.stampoutscams.org regularly for real scam stories, free educational tools, scam news and updated alerts on how to spot and avoid financial fraud. You can listen to this full episode here and on ScamTV and wherever you get your podcasts. Stay connected for more insights into text message phishing, cryptocurrency scams, online dating fraud, and identity theft prevention—all through the lens of real conversations and real victims. Don’t forget to visit our blog page, where we post regularly about stories from our podcast episodes, scam news, and real-life scam victim experiences.

21. EP 11: Gold Grifter Scam EXPOSED: How Scammers Target Seniors & Investors 06.03.2025 (00:21:28)

    A Veteran’s Story, a $126 Million Industry, and the Growing Threat of Gold Investment Fraud A Veteran’s Life Savings From the Gold Grifter Scam Lost: Gone in Days In this gripping episode of Behind the Scams, hosts Nick and Sue tell the story of Kris Owen, a 79-year-old Vietnam veteran who fell victim to a devastating gold grifter scam. What began with a call from someone claiming to be with the FBI ended with Kris losing his entire retirement savings—over $100,000—in a matter of days. This case shines a spotlight on a disturbing rise in investment scams targeting older Americans. Gold Grifter Scams Are on the Rise With economic anxiety on the rise, scammers are capitalizing on public interest in gold and precious metals. In 2024 alone, Americans lost over $126 million to gold-related scams. Criminals posing as law enforcement or federal agents convince victims to liquidate their retirement accounts and convert the funds into gold bars—all under the false pretense of “protecting” their assets. Victims are then instructed to hand over the gold to fake couriers or drop-off points, never to see their money again. How the Scam Works: Fake Agents, Pop-Ups, and Fear Tactics Scammers rely on fear, urgency, and legitimacy to pull off these sophisticated financial frauds. Victims often receive pop-up alerts on their computers or phone calls claiming their bank accounts are compromised. They’re told they must act fast, convert funds into gold or cryptocurrency, and deliver the assets to a secure location. These scammers use fake FBI documents, spoofed phone numbers, and even real-looking IDs to seal the deception. A Nationwide Problem with Global Roots Nick and Sue also explore how gold investment scams are often tied to global scam rings that are hard to track and even harder to prosecute. These organized networks use digital tools, identity theft, and mules to move stolen funds across borders. While law enforcement agencies like the FBI are actively investigating, stopping these scams starts with public education and awareness. Emotional Exploitation: Why Seniors Are High-Value Targets Elderly victims like Kris are especially vulnerable due to grief, isolation, or declining cognitive ability. Scammers know this and tailor their messages to exploit trust, patriotism, and urgency. In this episode, Nick shares the emotional and psychological tactics used in financial exploitation, and Sue emphasizes the importance of family communication in stopping scams before they escalate. Scam Prevention Tips and How You Can Help Listeners will learn practical tips on how to recognize the gold grifter scam, spot fake government threats, and protect their loved ones from similar fraud. Nick and Sue urge listeners to never trust unsolicited messages asking for money or gold and to verify suspicious claims through trusted sources. They also encourage reporting scams to the FTC, FBI, and local law enforcement. Scam Prevention Starts with Awareness Visit www.stampoutscams.org regularly for real scam stories, free educational tools, scam news and updated alerts on how to spot and avoid financial fraud. You can listen to this full episode here and on ScamTV, and wherever you get your podcasts. Stay connected for more insights into text message phishing, cryptocurrency scams, online dating fraud, and identity theft prevention—all through the lens of real conversations and real victims. Don’t forget to visit our blog page, where we post regularly about stories from our podcast episodes, scam news, and re...

22. EP 10: Pig Butchering Scams EXPOSED: How Scammers Manipulate & Steal Millions! 24.02.2025 (00:43:03)

    How Organized Criminals Are Turning Trust Into a $100 Million Cryptocurrency Scam Industry What Is a Pig Butchering Scam? In this shocking episode of Behind the Scams, Nick and Sue explore one of the most dangerous financial frauds rising in the U.S.—the pig butchering scam. Often starting on dating apps, social media, or messaging platforms, this scam lures victims into fake relationships, builds trust over time, and then manipulates them into investing in fraudulent cryptocurrency platforms. Known as “pig butchering” for the way victims are emotionally “fattened up” before being financially slaughtered, this crypto scam is leaving victims bankrupt, emotionally devastated, and too embarrassed to speak up. How the Crypto Scam Begins Victims are often contacted through Tinder, Instagram, WhatsApp, or even LinkedIn with friendly messages or flirtatious conversation. Once a connection is made, scammers slowly shift the discussion toward financial topics—most commonly cryptocurrency investing. These criminals introduce victims to sophisticated, fake crypto trading platforms that display fake returns to make them feel confident. Eventually, victims are convinced to transfer larger and larger amounts of money—only to learn that the platform was entirely fake and their funds are gone. The Faces Behind the Fraud Nick and Sue break down a major federal indictment involving four individuals: Lu Zhang, Justin Walker, Joseph Wong, and Hailong Zhu. Together, they allegedly helped launder millions of dollars stolen from U.S. citizens through these crypto scams. The funds were moved through shell companies, wire transfers, and cryptocurrency wallets to hide their origin. The episode explains how these large-scale money laundering operations operate, and why law enforcement faces an uphill battle in prosecuting international scam rings. Why Smart People Fall for Investment Scams Many victims are educated, tech-savvy, and financially literate—but scammers use emotional manipulation, urgency, and social engineering to break down skepticism. In pig butchering scams, trust is the most valuable tool. Victims are “love bombed” with flattery and attention, then made to feel like they’re part of an exclusive opportunity. Once the money is gone, the scammer vanishes—often after months of building a seemingly real connection. Red Flags, Real Losses, and Recovery Tips Sue shares common warning signs of crypto investment scams, including pressure to act quickly, refusal to video chat, and investment platforms that are difficult to verify. Nick offers actionable scam prevention tips, such as avoiding unsolicited investment offers, using multi-factor authentication, and never sending money or cryptocurrency to someone you’ve never met in person. They also discuss emotional support options for victims and why more people must speak out to break the shame cycle around financial fraud. Fighting Back Through Education and Awareness Cryptocurrency scams and online dating fraud are evolving rapidly. That’s why Stamp Out Scams is committed to public education through real stories, expert insight, and survivor-centered discussions. This episode not only uncovers the mechanics of modern pig butchering scams but also encourages listeners to remain vigilant, verify all financial opportunities, and protect loved ones from becoming targets of online financial fraud. Scam Prevention Starts with Awareness Visit www.stampoutscams.org regularly for real scam stories, free educational tools, scam news and updated alerts on how to spot and avoid financial fraud. You can listen to this full episode here and on

23. EP 9: The 80-Year-Old Money Mule: The Curious Romance Scam Case of 80-Year Old Glenda13.02.2025 (00:41:40)

    The Glenda Seim Case: When Romance Turns Criminal A Love Story Fueled by Lies In this episode of Behind the Scams, Nick and Sue unpack the emotional, legal, and financial fallout of one of the most complex romance scams we’ve ever covered. This is the true story of Glenda Seim, a Missouri woman in her 80s, who believed she was helping a man she met online—a man who claimed to be a U.S. citizen trapped in Nigeria. What began as a seemingly innocent online romance spiraled into years of identity theft, money laundering, wire fraud, and unemployment insurance fraud. It’s a cautionary tale of how emotional manipulation can lead to criminal consequences and how scammers turn their victims into unwitting accomplices. Romance Scams and the Psychology of Control Romance scams don’t just steal money—they steal reason. Glenda ignored repeated warnings from bank representatives, law enforcement, and even the FBI and Secret Service. She opened fraudulent business accounts, deposited counterfeit checks, and participated in laundering proceeds from other scam victims. She was so emotionally entangled that she lied to officials, used false names, and kept going despite losing access to her own bank accounts. Like many victims of romance scams, Glenda believed she was protecting someone she loved. When Victims Become Co-Conspirators As the scam progressed, Glenda’s involvement deepened. She became what law enforcement refers to as a “money mule,” moving stolen funds and fraudulent unemployment benefits through multiple bank accounts she had opened. Despite being warned several times and having her accounts closed, Glenda persisted. She registered fake businesses, transferred scam proceeds overseas, and even received stimulus payments and debit cards intended for other people—all while following the scammer’s instructions to the letter. What began as financial exploitation turned into active participation in organized online fraud. The Legal Fallout and Federal Charges Eventually, Glenda was arrested and charged with federal crimes, including two counts of identity theft. Though she faced up to 30 years in prison, her plea agreement, lack of prior criminal history, and cooperation with authorities resulted in five years of supervised probation. This case highlights how even elderly citizens can find themselves deeply entangled in online scams—and that the justice system must weigh both victimization and accountability. Lessons for Consumers and Law Enforcement Nick draws on his law enforcement experience to explain how banks use Suspicious Activity Reports (SARs) to flag fraud, and how federal agents often use these reports for “knock and talk” investigations. Unfortunately, in Glenda’s case, the repeated outreach didn’t change her behavior. Her story reminds us that banks, law enforcement, and community organizations must do more to educate the public and intervene early—especially when it comes to protecting older adults from financial fraud and manipulation. It also demonstrates how scammers prey on loneliness, cognitive decline, and blind trust. Why Scam Education Matters Romance scams, online fraud, and identity theft are growing more sophisticated every day. That’s why our mission at Stamp Out Scams is not just to report on these cases but to provide resources that help people recognize the warning signs and prevent future victimization. If you or someone you love is involved in a suspicious relationship or is being asked to send money or open financial accounts, trust your instincts and seek help. Knowledge truly is power—and in the case of scams, it’s also protection. Scam Prevention Starts with Awareness Visit

24. EP 8: Busted By The Feds: Unmasking An International Grandparent Scam Operation!09.02.2025 (00:37:39)

    A Deep Dive Into a Transnational Fraud Network That Stole Millions from Seniors An International Crime Ring Targeting Grandparents In this gripping episode of Behind the Scams, Nick and Sue break down a massive transnational fraud case involving sixteen individuals who were charged in connection with a highly organized grandparent scam ring. Based out of the Dominican Republic and reaching across multiple U.S. states—including New York, New Jersey, Pennsylvania, and Massachusetts—this operation used emotional manipulation and caller ID spoofing to steal millions of dollars from elderly Americans. These scams, also known as emergency scams or impersonation fraud, continue to grow in both sophistication and scale. The Scam Blueprint: From Openers to Couriers Nick, a former federal law enforcement agent with decades of experience investigating financial crimes and identity theft, walks listeners through the entire criminal operation. The scam structure included “openers,” who made initial contact by impersonating a grandchild in distress, and “closers,” who pretended to be lawyers or police officers to demand payment. “Dispatchers” coordinated U.S.-based couriers who picked up cash directly from victims’ homes. These scams were so convincing, they often tricked even cautious seniors into handing over large sums—sometimes more than once. How Technology and Emotion Were Weaponized The fraudsters utilized spoofed phone numbers to make calls appear local, creating an illusion of legitimacy. They weaponized urgency and fear—claiming a loved one had been arrested or hospitalized—to push elderly victims into quick action. In many cases, scammers discouraged victims from calling other family members, isolating them emotionally to maintain control. The episode highlights how social engineering and digital tools are merging to make phone scams nearly indistinguishable from real emergencies. Money Laundering Behind the Scenes Sue and Nick take a closer look at how money laundering played a key role in this scam network. Funds stolen from victims were funneled through multiple couriers, fake business accounts, and even international shell companies. Drawing on Nick’s background as a Certified Fraud Specialist, the episode explores how these laundering operations mirror corporate structures—complete with logistics, quality control, and incentives. It’s financial fraud on an enterprise level, and it’s devastating to victims. Victim Impact: Grandparent Scam More Than Just Financial Loss The psychological toll of grandparent scams is profound. Victims not only lose life savings but also suffer deep emotional trauma, including anxiety, shame, and isolation. Nick shares heartbreaking examples from his federal career, including victims who never told their families or had to take out second mortgages to recover from their losses. These scams don’t just drain bank accounts—they shatter trust and security. Law Enforcement Fights Back Thanks to coordinated efforts by Homeland Security Investigations, the FBI, SSA-OIG, and local police departments, this scam ring was dismantled. This case underscores how multi-agency cooperation and following the money trail can lead to arrests—even across borders. Nick explains how Suspicious Activity Reports (SARs), surveillance, and undercover work played pivotal roles in tracking the couriers and ultimately linking the entire scam to its leaders. Scam Prevention Starts with Awareness Visit www.stampoutscams.org regularly for real scam stories, free educational tools, scam news and updated alerts on how to spot and avoid financial fraud. You can listen to this full episode here and on

25. EP 7: The Multi-Million Dollar Scam Operation: The Largest Fraud Ring You’ve Never Heard Of!08.02.2025 (00:32:27)

    A Global Scam Operation With American Victims In this explosive episode of Behind the Scams, Nick and Sue unravel a massive federal case involving one of the largest fraud rings ever prosecuted in U.S. history. With more than 80 defendants—many of whom were Nigerian nationals—this transnational fraud network stole hundreds of millions of dollars through business email compromise (BEC), romance scams, fake invoices, and complex money laundering schemes. The Department of Justice indictment in Los Angeles uncovered an international criminal conspiracy stretching from the U.S. to Nigeria, China, and beyond. From Fake Invoices to Phishing Emails Nick, drawing on his background as a former federal agent and Certified Fraud Specialist, explains how the scam started with simple phishing emails and escalated into large-scale wire fraud operations. Victim companies were duped into wiring money to fake accounts, believing they were paying legitimate vendors. One company nearly lost $17 million in a single attempted transfer. Others were tricked through manipulated email threads and spoofed domains—a classic hallmark of BEC fraud. These scammers monitored real transactions for weeks, waiting for the perfect moment to strike. Romance Scams and Emotional Manipulation This fraud ring wasn’t just targeting businesses—it preyed on vulnerable individuals through online dating platforms. Using fake profiles with stolen images of military officers and wealthy businessmen, scammers formed emotional bonds with victims before exploiting them financially. One woman, identified as R.B., lost $87,000 after being convinced she was helping her online partner through a personal crisis. Some victims were even manipulated into unknowingly laundering money, deepening the legal consequences of their victimization. Escrow Fraud: Stealing Homes Before They’re Purchased The group also carried out real estate scams involving escrow fraud. By hacking into email accounts of real estate agents and escrow officers, the scammers intercepted legitimate homebuying transactions and redirected down payments to their own accounts. These highly sophisticated escrow scams led to heart-wrenching outcomes—victims lost not only their money but their dream homes, often just days before closing. In 2023 alone, real estate fraud caused more than $350 million in losses, and this episode offers real insight into how it happens. The Masterminds and Their Takedown At the center of the operation were Valentine Iro and Jerry Ikogho, who coordinated the scams and laundered millions through shell companies and fake bank accounts. Following a multi-year investigation by the FBI, U.S. Secret Service, and international partners, the ring was finally brought down. Iro pled guilty to conspiracy to commit money laundering and was sentenced to over 11 years in federal prison. Other key players like Chuks Eroha and Chukwudi Igbokwe also received lengthy prison sentences for their roles in this massive criminal enterprise. What This Case Teaches Us About Fighting Fraud Sue and Nick explore how coordinated law enforcement efforts, wiretap evidence, and international extradition played crucial roles in cracking the case. They also discuss why the government sometimes opts for plea deals in complex cases and how that strategy helped dismantle the entire scam network. With more than $6 million confirmed laundered and at least $40 million more attempted, this case is a stark reminder of how online fraud continues to evolve and why consumer education is more important than ever. Scam Prevention Starts with Awareness Visit www.stampoutscams.org regularly for real scam stories, free educational tools,...