American Banker Podcast
Politikk og nyheterThoughtful discussions about current topics, moderated by American Banker editors.
Siste episoder av American Banker Podcast podcast
- ‘That’s a lawless way of proceeding’: Cordray on CFPB cuts (00:28:32)
Richard Cordray, the first director of the Consumer Financial Protection Bureau, says the Trump administration seems intent on shutting the agency down, even though it has a legal mandate to exist.
- Advice on coping with stablecoins: Anchorage CEO McCauley (00:18:35)
Crypto-as-a-service, stablecoins and tokenized deposits all present opportunities for banks, according to Nathan McCauley, co-founder and CEO of Anchorage Digital.
- JPMorganchase’s Waldron, Starion’s Rogstad on new projects (00:12:24)
The banks have invested in gen AI and embedded finance, respectively.
- Tariff unease ‘puts everybody on their back foot’: Flushing Bank CEO (00:15:44)
John Buran shares how his New York bank and its small business customers are faring with tariff uncertainty — and how some have quickly changed suppliers and modified business plans — in the latest American Banker podcast.
- The digital asset opportunities opening up for banks (00:26:56)
Staking activities and stablecoins are two of the possible ways banks could have a role in decentralized finance, said Margaret Butler, head of the financial services practice at the law firm Baker Hostetler and Kristiane Koontz, director of Treasury Services and Payments at Zions Bank, in interviews recorded at the Digital Banking Conference in June.
- ‘Failures across the board’: Dara Tarkowski on Synapse case (00:18:59)
Tarkowski, managing partner at Actuate Law, shares a legal perspective on the lawsuit that Yotta, a savings app provider, filed against Evolve Bank & Trust, in September and recently amended.
- Can banks beat the 80/20 rule for generative AI? (00:21:54)
Sid Khosla, EY Americas banking and capital markets Leader, predicts that over the next two years, 20% of generative AI cases will drive 80% of the value across financial institutions. In this podcast, he explains what those use cases are and how banks can make the most of them.
- What will AI-driven banking look like in the future? (00:23:34)
Theo Lau, co-founder of Unconventional Ventures and author of the new book Banking on Artificial Intelligence, shares a vision of how banks could help consumers navigate financial uncertainties.
- ‘You can’t make it a side gig’: Brett Pharr on banking as a service (00:17:28)
It takes $50 million to $100 million dollars, three to five years of losses and a complete commitment from the board to make it as a banking-as-a-service bank, the CEO of Pathward bank says in the latest American Banker podcast.
- How J.P. Morgan is helping to build connected cars (00:22:01)
Rob Abrams, CEO of Mobility Payment Solutions at J.P. Morgan Payments, is overseeing the development of in-car wallet systems that turn cars into rolling credit cards. He explains his vision of what connected cars could look like and do in the future.
- Banks struggle to keep up with threat of AI deepfakes (00:15:22)
Valerie Abend, Accenture’s financial services cybersecurity lead, explains what banks get wrong about fending off AI-based threats and what they should do instead.
- 'It can eliminate things we don't like doing': Vlad Lukic on AI (00:18:54)
Generative AI will remove toil from our day to day jobs, argues Lukic, who is managing director and senior partner at Boston Consulting Group.
- Could industry standards prevent the next Synapse-style mess? (00:17:09)
“We want to put banks in the risk management driver’s seat,” says Sima Gandhi, co-founder of the Council for Fintech Ecosystem Standards, which has worked with a group of fintechs to create risk and compliance standards banks can use to evaluate their fintech partners.
- ‘It’s a tremendous priority’: Huntington CFO Wasserman on AI (00:22:48)
Software code generation and knowledge management are two of the places the bank has begun using generative AI to improve efficiency.
- How one New York bank is getting younger people to save (00:17:07)
Thomas Rudzewick, CEO of Maspeth Savings Bank worries about the growing crisis of low savings among millennials and Gen Z. He believes banks like his can help reverse this trend with financial literacy and innovative savings tools.
- East West Bank’s CEO on how the bank coped with LA wildfires (00:31:04)
The bank, which is headquartered in Pasadena, had to quickly switch to remote work for many employees and come up with relief programs for customers whose homes and businesses were destroyed by fire.
- Where Citi Ventures is placing its fintech bets in 2025 (00:31:20)
Arvind Purushotham, head of Citi Ventures, shares where he and his team see opportunities and how they vet tech startups.
- Why banks keep failing at money laundering (00:29:12)
A lack of resources is one common cause of AML penalties, says consultant Aaron Ansari.
- The banks that implement AI well, from titans to mavericks (00:16:11)
Some banks are “punching above their weight,” according to Dan Latimore, chief research officer at The Financial Revolutionist. Here’s how they do it.
- The case for a human crime officer in every bank (00:20:57)
Ian Mitchell, founder of The Noble, an organization that works with law enforcement and with banks to fight human crime trafficking, explains some of his group’s recent work and why banks need someone dedicated to human crime.
- AARP’s Jilenne Gunther has advice for banks on elder fraud (00:20:38)
Elder financial exploitation has been a problem for banks for years, and it’s getting worse. Gunther offers practical suggestions for what banks should do when they suspect an older customer is a victim.
- Southern Bancorp’s answer to the home affordability crisis (00:19:43)
The Arkansas community development financial institution has an ambitious goal of making $500 million worth of mortgages in rural, minority and low-income neighborhoods.
- ‘Job satisfaction will go up’: How generative AI is changing work (00:20:00)
The technology will take on routine, dull work, says Alenka Grealish, principal analyst at Celent.
- How banks’ use of generative AI has evolved over the past year (00:19:53)
Financial institutions have dramatically increased their investment and trust in large language models since 2023. Kartik Ramakrishnan, Capgemini’s deputy CEO of Financial Services and head of banking and capital markets, shares the results of a recent report that analyzed these changes.
- Upstart’s CEO Dave Girouard explains brighter outlook for rest of 2024 (00:22:49)
Advances in the company’s AI-based lending models have made them better at predicting risk, which has led to growth, he says.